The defeat yesterday of a Colorado State bill to mandate auto injury medical payment coverage was one of the nation's latest legislative skirmishes over the merits of the no-fault system of auto insurance coverage.

Legislation to modify or repeal no-fault will also face lawmakers in Florida and Minnesota.

In Colorado, House Bill 1036 was defeated by one vote. It would have required insurers to provide $5,000 medical payment coverage unless it was rejected in writing by the consumer.

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