HCC Insurance Holdings, Houston, reported fourth-quarter 2005net income of $66.5 million, compared with $56.2 million in thecomparable 2004 period.

HCC chairman Stephen Way said 2005 was the company's best yearsince its founding 32 years ago.

For the full year the company reported net earnings of $195.9million, compared with $163 million the previous year.

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