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Recently released nine-month financial data for the property-casualty industry does not bode well for the firm pricing some anticipate, said a leading industry analyst.

Bear Stearns senior P-C analyst David Small, in a note to investors, asserted that the rate adequacy in most lines, as indicated by the 5.2 percent increase in surplus, will make commercial buyers wary of insurer “woe is me” pleadings for dramatic rate hikes.

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