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The U.S. property and casualty insurance industry’s net income after taxes rose 29.1 percent to a record $30.9 billion in the first half of 2005, from $23.9 billion in first-half 2004, according to Insurance Services Office and the Property Casualty Insurers Association of America. At the same time, the insurers consolidated surplus, or statutory net worth, increased 4.7 percent to $412.5 billion by June 30, from $393.8 billion at the end of 2004.

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