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For years, property and casualty carriers throughout the country have been honing their skills in the fight against fraud. From the gumshoe to the data analyst, carriers have evolved their special investigation units to maximize the tools available while, at the same time, controlling costs and, more importantly, bad faith claims.

Although this is to be applauded, it is necessary to understand that the industry is fighting a battle in which the enemy is well equipped and every weapon available must be engaged. The battle is not for coveted real estate or tactical position, but rather the billions of dollars that are being paid to misguided, dare we say, fraudulent individuals who have learned that insurance fraud is, for the most part, an easy-to-commit and often-unpunished crime.

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