Although stories about unsuccessful fraud attempts and ineptwould-be scam artists often are amusing, insurance fraud is aserious crime that costs consumers a lot of money, according to theProgressive group of insurance companies.

“People think of insurance fraud as a victimless crime when, infact, honest policyholders end up being victimized,” said RayAlbertini, Progressive's national director of specialinvestigations. “Most insurance companies base their rates on thecost of doing business. When costs go up because of fraudulentclaims, other customers end up paying the price.”

Although combating fraud is not an easy task, some haplessoffenders make it less difficult. Progressive recently published alist of attempted frauds by criminals who were not quitemasterminds.

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