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Preliminary results show an industry medical malpractice net combined ratio of less than 110 for 2004, some 30 points below combined ratios posted for 2002 and 2003.

While the 2004 result is based on preliminary information, and while it excludes data for one of the largest writers of medical malpractice insurance–Lexington Insurance Company–trends revealed by the data indicate a line that is definitely on the road to recovery. Lexington Insurance, a member of American International Group, was the third largest med mal writer in 2003 based on net premiums.

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