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A Louisiana state legislator detailed the devastation that Hurricane Katrina wrought on her state and offered a suggestion about how to ensure that carriers continue to write business there.

The legislator, Shirley Bowler, R-Harahan-La., says that she has concerns that state catastrophe funds and private solutions may not be enough to encourage insurers to write business in her area and, consequently, an optional federal charter could be a better alternative.

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