Group Says Study Backs Credit Scoring

NU Online News Service, April 19, 4:08 p.m.EDT?Critics who contend insurers' use of credit records torate applicants has a "disparate impact" on minority and lowereconomic groups are misreading discrimination law, according to astudy written by an insurance industry lobbyist.[@@]

In a paper published by the Washington Legal Foundation, RobertDetlefsen asserted that group variations with respect to creditscoring do not justify restricting the use of the practice inpersonal lines underwriting.

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