The Case Against Comp Physician Discounts

Most insurance carriers, self-insured businesses and program administrators display a fundamental, striking and costly lack of understanding of the role of the physician in the management of workers’ compensation claims.

This failing shows itself in their unerring focus on finding cut rate doctors a naive and counterproductive effort that ignores qualifications, credentials or results in favor of physicians who give a discount below an already-low fee schedule or usual and customary rate.

The most important player in any workers’ comp case is the treating physician. Physicians diagnose conditions, determine causality, develop treatment plans and order tests. We hope that they also work with the adjuster and employer to arrange for transitional duty and encourage the injured worker to return to work as quickly as practicable.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2023 ALM Global, LLC. All Rights Reserved.