Specialty Insurers Positioned To Outperform Again?

The cynics are right nine times out of 10, H.L. Mencken, a prominent American journalist during the first half of the 20th Century, once said.

His (cynical) remark unintentionally describes an emerging view of where we are in the property-casualty insurance cycle. After three or four years of rate increases, tighter policy terms and conditions, and strong stock-price performance, is now the time for investors to adopt a Mencken-esque opinion of the insurance industry?

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