Captives: To Have or Have Not Captive insurancecompanies have long been to risk management what exotic sports carsare to automobile dealerships. A lot more people kick the tiresthan actually buy.
Whether an insured company should remain atire-kicker or drive out of the showroom in a shiny new captive canbe a gut-wrenching decision.
Many organizations struggling to find affordable coverage in thecurrent hard market are being forced to confront the question ofwhether or not to start captives. Fortunately, there arespecialists in captive requirements and formation willing to offerguidance and specialized expertise.
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