WTC: One Event Or Two?

To The Editor:

I’ve been following the World Trade Center property claims litigation, and the “FC&S On Lines” column by David Thamann is the best one I’ve seen so far regarding one-versus-two occurrence theories. (See “Was WTC Loss Just One Occurrence?” in NU‘s Sept. 9 edition.)

Isn’t it sad that our industry is unable to resolve policy wording issues prior to the inception of coverage and to draft unambiguous first-party policy occurrence definitions, leaving the courts and juries to decide the intent of the parties after the loss?

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