Proactive Underwriters Can Bolster WC
How do economic changes affect underwriting decisions forworkers' compensation? You want a real answer–not the pre-packaged“increase your pricing, avoid these classes, and get completeinformation” you hear too often.
The National Council on Compensation Insurance announced acombined ratio of 121 in calendar year 2001, up three points from2000–the sixth-straight year of deterioration. Sept. 11 is afactor, but not entirely to blame, as less than two points of thecalendar year 2001 combined ratio on a net basis is attributable toterrorism-related claims.
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