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Loss Control Strategy Checklist: Broker-Client Teamwork Required

There are a number of strategies to consider when brokers and their clients design and look to implement an effective loss control program.

Teamwork between client, broker-agent or risk management consultant.

All parties should work together to compile a complete file on basic underwriting information–specifically, property underwriting information such as building construction, occupancy, protection and evaluation, and an underwriter’s assessment process. Also, fire suppression system design, maintenance and inspection, and insurance-to-value details can be developed prior to the need for marketing.

The soft market and corresponding underwriting processes of the past decade have created gaping holes in core underwriting file information needed today.

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