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Risk Managers Get Lumps Of Coal In Renewal Stockings

Holiday shoppers for commercial insurance are anything but jolly this renewal season. In years past, risk managers, luxuriating in the perpetually soft insurance market, could count on premium reductions, higher limits and expanded coverage, all with a minimum of fuss.

With Jan. 1 renewals looming, however, the market for buyers has changed dramatically, and times will remain tough for the foreseeable future.

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