In 2000, a man was involved in an auto collision in Georgia in which a couple were injured. They filed suit not only against the man but also his employer, a tree surgery service, claiming that the man was acting within the scope of his employment at

For insurers facing extraordinary exposure from Hurricanes Katrina and Rita, the bad news continues. Serious mold contamination is now threatening water-damaged homes and commercial properties.

After almost every major disaster, the government and media proclaimed that these were the "worst disasters America has ever suffered."

Top broker takes insurers to task for failing to deliver policies in a timely