Signs of life may be returning to the residential construction industry, but the recession has left banks and developers suffering an unpleasant hangover.

Of the 3,000 female policyholders surveyed by Swinton, 78 percent expressed embarrassed about the unkempt state of their vehicles.

Businesses often overlook the need to buy extra or excess liability insurance limits, but these prudent coverage purchases are an essential safeguard, protecting against asset depletion from unforeseen risks.

With all tourist attraction businesses suffering in this struggling economy, insurers writing bed and breakfast establishments are experiencing many of the same problems as those who handle larger, more standard hotel risks.