The governments own data points very clearly to the magnitude of the effects of weather and climate disasters in the U.S.

Southern Vanguard Insurance Co. of Houston alleges the two conspired in a 'fraudulent scheme' to submit storm damage insurance claims with the intent of financially benefiting themselves instead of homeowners.

The numbers are numbing: more than 5,700 homes, businesses, and wineries destroyed or damaged, more than 200,000 acres burned in total, and many vineyards singed and torched.