The deadliest mass shooting in modern U.S. history is adding to soaring costs for insurance companies, which are already taking a beating this year from an onslaught of hurricanes, earthquakes and wildfires.
The use of subcontractors helps insure construction projects are completed in a timely and efficient manner, but it also creates a range of contractual risks.
Underreporting the size of your payroll and number of employees is illegal and can lead you to prison, as one Florida construction company owner found out.