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Wind and flood damage are top concerns.
Price and coverage transparency are top of mind for many regulators.
Deadly flooding in in 2024 underscored for state officials just how wide the gap can be between mapped risk and lived experience.
Moderate perils like severe convective storms, wildfires and flash flooding are becoming larger drivers of insurer losses.
The year highlighted rising risk from wildfires and severe convective storms.
Water damage claims cost insurers close to $13 billion annually, but smart tech needs smart guidance.
Many homeowners also think they have flood coverage when they don't.
Insurance premiums now equal 2.6% of median incomes.
Thousands of rebuild-related applications have been submitted across impacted jurisdictions.
Insurers would be required to factor prevention efforts into rate setting.