Wildfire risk is increasing exponentially for insurers and property owners.

Savvy organizations realize that, although rare, earthquakes, floods, hurricanes and tsunamis pose a business travel risk that can't be ignored. Natural disasters can leave employers scrambling to ensure their employees whereabouts and safety.

For HR managers overseeing business travelers, an earthquake or other catastrophic event can leave employers scrambling to ensure their employees whereabouts and safety.

The state of the personal lines market has been fairly strong and stable in recent years, but the profitability of Auto and Homeowners lines varies tremendously over time and across states.