The Florida Insurance Council is Florida's largest nonprofit insurance trade association. We are a multi-line trade, which is to say that our members write virtually all lines of insurance. Our

ERRORS and omissions claims are originating from two sources for which many agencies are unprepared: brokers and carriers. For many years, agents have concentrated on minimizing the odds that their clients would sue them. Generally speaking, they

UNLESS you happen to be writing a lot of wind coverage in coastal areas, the hard market is little more than a memory. Increasingly, business is becoming more competitive, and this was reflected in the results of our 2006 American Agent & Broker