There is a 99% likelihood that a small-business owner has one or more major gaps in his or her insurance program, any one of which could cause serious financial loss to the business and to the owner personally. This article addresses some of the

Anniversaries are the traditional time to look back on major events and reflect how they have changed things. Residents of New Orleans and the entire Gulf Coast last month observed the one-year annive

IN INSURANCE company offices last month, you could hear a collective sigh of relief as an important decision in a Hurricane Katrina-related case came down in favor of the carriers. In Paul Leonard and Julie Leonard v. Nationwide Mutual Insurance Co.,

The NAIC hybrid RBC "E" working group adopted a definition of hybrid securities that will be used when it reviews various short-term scenarios that can be put in place until a long-term hybrid securit