While they may be known as property and casualty insurance agents, commercial intermediaries have no intention of sitting on the sidelines while one of their most lucrative sources of income is threatened by health insurance reform efforts.

As employers and their insurers grapple with increased numbers of employment practices liability claims in a recessionary economy, they are also facing emerging exposures associated with a changed political landscape.

Soft market conditions persist for insurers writing service industry risks, thanks in part to the lousy economy, according to experts in the field.

With rapidly shrinking profit margins, deteriorating investment portfolios, and pervasive economic uncertainty, where better to focus attention than on the claim department, an internal and controllable value protection resource?