While this piece is not intended to be a complete review of all 2009 insurance cases, it will provide a quick summary of some of the important cases decided by courts around the country in 2009.

A recent Novarica study found that improvements in claim handling was the second-most frequently cited initiative amongst P&C carriers looking to create competitive advantage.

In a perfect world, lost business income would be a straightforward calculation upon which the insured and the insurer would agree.

After reading and listening to all of the volatile responses in the media, I have reached the conclusion that there will probably won't be health-care legislation in 2009, 2010, or any other year in the coming decade.