Companies without a disaster recovery plan have a survival rate of less than 10 percent. A written disaster plan can provide direction and increase the chance of survival for your clients' businesses.

Location intelligence allows insurance providers to access the necessary data to make critical business decisions before, during and after a hurricane hits.

Make sure clients have adequate insurance limits to keep pace with the rising value of gemstones.

Blockchain is likely to play a major role in the reshaping of insurance but the big implications are two to three years out.