Embracing an innovative mindset can be a challenge, and there are telling signs that many insurers simply do not have this capability built into their organizations DNA.

Over the past three years, the number of travel insurance policies purchased with terrorism coverage has nearly quadrupled, according to sales data from a travel insurance comparison site.

There are some provisions common to many cyber policies that may present risk to all policyholders due to imprecise or restrictive coverage language.

Wise insurers will begin planning for a robot revolution, today.