Youve served in various capacities in management liability and professional lines underwriting areas for more than 25 years. How has this line evolved in that time in terms of exposures, and what are some of the greatest exposures that executives need to be insured against these days?

A powerful storm system hit the Midwest on Nov. 17, trailing lightning, hail, high winds and heavy rain the next morning. Multiple states reported damages and, sadly, deaths.

Today's agent blunders can lead to tomorrow's claims disputes and expensive litigation, as these recent cases demonstrate.

Contractual liability coverage is important to your clientsand to your E&O protection