From keeping business data accessible to having client contact information at your fingertips, technology augments success.

Fiat Chrysler Automobiles NV waited 18 months to tell federal safety regulators about a security flaw in radios being installed more than a million vehicles that hackers later exploited to seize control of a Jeep last month.

When starting a new business, success is never guaranteed and many start-ups fail. So, how does a savvy independent agent avoid disaster?