Trillions of dollars of real estate and infrastructure near the shores of New York City and northern New Jersey remain vulnerable to devastation.

Changes in the property insurance market are allowing carriers to emphasize their unique coverage options.

More than $825 million in lightning claims was paid out last year to more than 100,000 policyholders, according to the Insurance Information Institute.

A California court finds an insurance company could void a homeowners policy based on the insureds 'significant and unexplained misrepresentations.'