Whether an employer adopts an integrated approach to RTW or a traditional one, it will face various challenges in minimizing claims costs and worker absences.

Robert Benmosche will receive the 2013 Insurance Hall of Fame award, new program from K&K Insurance Group and Kaliff Insurance, acquisitions by Marsh & McLennan, Brown & Brown, R-T Specialty and Neace Lukens, Applied Systems Epic awarded two patents.

External pressure from government, legislation the economy and a killer storm. Internal pressure to stay profitable, no matter whats going on outside. Independent agents and brokers are being squeezed from all sizes, and need more help than ever from the trade associations that represent them.

From smart headlights to reverse monitoring features, new technology is increasingly popular with older drivers.