Its been almost 100 years since the Titanic sank, and although risk management and technology have improved the odds, the maritime industry still faces unique challenges.

Emerging markets such as Brazil, China and India present great opportunity for insurers looking to expand their top-line growth, if not profitable growth.

Starr says that the Japanese Financial Services Agency granted it a foreign, non-life insurance business license in Japan allowing it to offer accident and health insurance and casualty insurance there.

Spoliation may occur through negligence or intent. In some states, it can be a separate tort. Most importantly, it can cause big problems in defending or pursuing a claim.