Cyclone Xaver, which heralded the first week of December by sweeping devastating wind and rain across Northern Europe, may cost the insurance industry between $962 million and $1.9 billion in losses, says AIR Worldwide.

All signs point to 2014 being a critical year for companies to better prepare to respond to security incident and data breaches, says strategic consultancy company Experian. Here are six things to look for on the cyber battlefield of 2014.

As millennials enter the insurance industry, they bring new methods, talents and skills that are unique to their generation. These 12 industry professionals have firmly established themselves as a valuable asset to agencies, even among the most experienced and respected agency veterans. Find out who made the cut for 2013.