Many, but not all, consumer travel insurance plans cover lost or stolen baggage at varying levels, depending on the type of plan.

It only takes one stolen email to ruin a business and its reputation.

Insurers and agents may need to step in and educate their insureds as manufacturers continue to add more computerized driver assist features to vehicles.

Consumers need personal umbrella insurance, but most of them have never heard of this coverage nor have they been offered a quote.