Personal Lines

An IRC study finds that the average auto-insurance expenditure in relation to median income has declined from the 1990s into the 2000s, but a consumer representative warns against confusing improvement with actual affordability.

Today's agent blunders can lead to tomorrow's claims disputes and expensive litigation, as these recent cases demonstrate.

Allstate says Hawaii residents may be 'more vulnerable' to holiday thefts and fires when compared to other U.S. homeowners.

The National Conference of Insurance Legislators added its voice to the growing chorus urging a delay of planned National Flood Insurance Program rate increases, while lobbyists with knowledge of the NFIP say Senate action on such a delay could come by the end of the year.

The National Conference of Insurance Legislators added its voice to the growing chorus urging a delay of planned National Flood Insurance Program rate increases, while lobbyists with knowledge of the NFIP say Senate action on such a delay could come by the end of the year.

Auto-insurance experts are falling into two camps regarding the future of telematics: good drivers will choose telematics policies that will ultimately be cheaper than classic policies, or bad/new drivers will choose telematics policies to build or improve their experience before switching to a classic policy.