Personal Lines

In addition to electric vehicles, golf carts and scooters can present a fire risk if the batteries are exposed to salt water.

The Supreme Court of Arizona recently answered two questions certified by the U.S. District Court for the District of Arizona that both concerned how an insurer may or may not use depreciation in calculating the actual cash value (ACV) of damaged property.

The California Department of Insurance is passing legislation mandating premium discounts for customers who enact safety measures and technology may help validate those steps.

A common cause of corrosion-related failure is electric current traveling through a pipe and discharging.

Coverage questions arise for additional insureds when a policyholder passes away and the policy automatically renews.

Adding more detail to insurance auctions can increase the value of salvage assets.