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Instant Insights

Instant Insights / Active Shooters, Workplace Violence & Insurance

As more tragic shootings occur, insurance and risk management issues become important considerations.

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  • Analysis

    Helping businesses survive a mass casualty event

    Chantal M. Roberts and Nancy Germond | March 30, 2021

    An increase in shooting events with multiple casualties highlights the value of active assailant insurance for entities affected by these incidents.

  • Analysis

    How should insureds prioritize terrorism insurance in 2021?

    Ben Atkins | January 25, 2021

    Private-market terrorism insurance policies have emerged over the past two decades that offer fresh options for U.S. businesses.

  • Analysis

    Active shooters and liability insurance misnomers

    Christine G. Barlow, CPCU | March 12, 2020

    The rise in the number of active shooter incidents corresponds with the rise in demand for a relatively new product known as active shooter insurance.

  • Expert Opinion

    Managing risk in the era of active shooters

    Dru Armstrong | February 27, 2020

    Property managers must properly plan for the worst in an era of worsening gun violence and emerging risks. Here's how.

  • News

    Las Vegas shooting victims to receive $800M settlement

    Heather A. Turner | October 02, 2020

    After months of negotiations, a judge has approved a settlement between MGM and victims of the deadliest mass shooting in modern U.S. history.

  • Load More Stories
  • Best Practices

    Managing negligent security risks — Part 1

    Stacy Fulco and Jon D. Groussman, J.D. | September 21, 2020

    These cases typically involve violent crime, broad press coverage, sympathetic juries and significant awards.

  • Best Practices

    Managing negligent security risks — Part 2

    Stacy Fulco and Jon D. Groussman, J.D. | September 22, 2020

    Following a violent attack, a claims professional should assemble the proper team to ensure the investigation is performed correctly.

  • News

    Smith & Wesson sued by victims of 2019 synagogue shooting

    Heather A. Turner | June 18, 2020

    This isn't the first suit alleging a firearms manufacturer negligently marketed its products, and it won't be the last, says industry attorney.

  • Commentary

    Update active-shooter policies, response procedures before school starts

    Matt Walsh and Keith Hummel | January 06, 2020

    Risk managers — with the support from their school or institution — can mitigate risk and prepare for a worst-case scenario.

  • Commentary

    Preparing for the unthinkable on a vessel

    Capt. Alan Bernstein | December 03, 2019

    There are unique challenges when responding to an active shooter situation on a marine vessel.

  • Load More Stories
  • Analysis

    Active shooter: Unique coverage for a unique risk

    Heather A. Turner | July 30, 2019

    As the nation grapples with another mass shooting, insurers are responding to the rising demand for active assailant insurance coverage.

  • News

    Lawsuit filed against Zurich over Las Vegas festival shooting

    Heather A. Turner | June 26, 2019

    MGM Resorts claims Zurich breached its contract when it failed to pay defense costs related to lawsuits it faced after the Route 91 Harvest shooting.

  • Expert Opinion

    Preparing for and addressing workplace violence

    Alicia Sienne Voltmer | March 27, 2019

    How employers can assess and address their risks and establish useful and more effective emergency operations plans.

  • Commentary

    How employers now prepare for the worst-case scenario

    Peter Bransden | March 21, 2019

    Workplace violence not only creates prolonged downtime and reputational damage, the subsequent lawsuits can bring an organization to ruin.

  • Best Practices

    Staying safe: Responding to an active shooting event

    Patricia L. Harman | November 09, 2018

    Run, hide or fight; survival in an active shooter situation depends on taking immediate action.

  • Load More Stories
  • Best Practices

    Domestic violence in the workplace: Minimizing the risk

    Norbert Alicea | October 24, 2018

    No business is immune to the effects of domestic violence, but organizations can take action to protect their employees while minimizing their risk.

  • Expert Opinion

    Workplace violence assessment and response

    Kimberly George and Mark Walls | August 20, 2018

    Workplace violence can include everything from threats and verbal abuse to physical assaults and even homicide. What can employers do to prevent incidents?

  • Commentary

    Guns, schools and claims: Part 1

    Ken Brownlee, CPCU | June 15, 2018

    Arming teachers may cause more problems than it solves.

  • Analysis

    Guns, schools and claims – Part 2

    Ken Brownlee, CPCU | August 03, 2018

    Schools can be held responsible for what their personnel and students may do to each other.

  • Commentary

    Guns, schools and claims – Part 3

    Ken Brownlee, CPCU | August 17, 2018

    Investigating a school-related claim is like any other type of governmental claim.

  • Load More Stories
  • Analysis

    Active shooter tragedies spur insurance questions

    FC&S Editors | May 23, 2018

    Coverage Q&A: Insurance issues are becoming increasingly relevant as more tragic shootings occur.

  • News

    How businesses can prepare for active shooters

    Kathleen M. Bonczyk, Esq. | April 16, 2018

    Personal and business stresses are just some of the triggers for business-related shootings. Recognizing the signs early can be the difference between life and death.

  • Commentary

    Expert Opinion

    Market Insights

    Live event insurers must adapt to evolving threats

    Scott Carroll | March 06, 2018

    As the most urgent concern for the worldwide live event industry, there is simply no time to waste in developing concrete solutions to better protect customers, performers and vendors.

  • News

    MGM's suits against Las Vegas shooting victims are unprecedented

    Amanda Bronstad | July 20, 2018

    The lawsuits seek declaratory relief that MGM was not liable for the massacre.

  • News

    Las Vegas massacre could cost insurers more than $1 billion

    Hannah Levitt, Sonali Basak | November 10, 2017

    The deadliest mass shooting in modern U.S. history is adding to soaring costs for insurance companies, which are already taking a beating this year from an onslaught of hurricanes, earthquakes and wildfires.

  • Load More Stories
  • News

    Workplace shooting led to employee’s PTSD, says Tennessee court

    Steven A. Meyerowitz, Esq., Director, FC&S Legal | October 17, 2017

    Witnessing a shooting or other violent act can cause PTSD as much as being the victim of the act, says Tennessee court.

  • News

    3 ways to improve your active shooter preparedness and response capabilities

    Renata Elias | October 11, 2017

    Organizations can prepare for an active shooter event and be ready to manage critical business functions and quickly return to normal operations.

  • News

    Staying safe: Mitigating active shooter risks

    Patricia L. Harman | October 03, 2017

    Safety in public venues is becoming part of our everyday risk management.

  • News

    Mitigating active shooter risks

    Patricia L. Harman | August 16, 2017

    Preparing your workforce without creating a sense of panic.

  • Market Insights

    Strategies to reduce workplace violence

    Kathleen M. Bonczyk | January 05, 2017

    Unhappy employees are using violence to solve their disagreements in record numbers

  • Load More Stories
  • Commentary

    Is trouble brewing in the workplace?

    Ken Brownlee, CPCU | November 16, 2016

    Workplace violence is increasing and so are the risks for employers.

  • News

    The real threat of workplace violence

    Norbert Alicea | August 17, 2016

    It's unfortunately a reality we have to face: workplace violence.

  • Commentary

    Hiring and firing practices can help protect employees from workplace violence

    Chandra Seymour | June 10, 2016

    Workplace violence cannot be eradicated, but there are concrete steps you can take to mitigate it.

  • Market Insights

    Three keys to reducing workplace violence risks

    Kathleen M. Bonczyk | April 22, 2016

    Workplace violence is increasing at an alarming rate, creating new questions about coverage for businesses.

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