Faulty construction and other non-weather issues at commercial properties cost insurers $13 billion annually, according to the NAIC. 

Private flood insurance can offer higher limits and broader coverage than the government's flood coverage.

Residential balcony collapses can cause catastrophic losses and may trigger an array of insurance coverages.

A married couple suffered lasting pain after being showered by shattered glass from a restaurant window.

Criminals are targeting empty homes and buildings. Here's how property owners can get ahead of the problem.