{
  "author": {
    "name": "Tammy Nichols Schwartz",
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    "articles": [
      {
        "uri": "/2024/03/28/insurers-harness-next-generation-data-to-combat-wildfire-risks/",
        "title": "Insurers harness next-generation data models to combat wildfire risks",
        "byline": "Tammy Nichols Schwartz",
        "kicker": "Commentary",
        "prettyDate": "March 28, 2024",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2024/03/Forest-Fire-Warning-767x633.jpg",
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        "authors": [
          {
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            "name": "Tammy Nichols Schwartz"
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        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          },
          {
            "uri": "/market-insights/",
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        ],
        "summary": "Next-generation wildfire data and risk models allow insurers to pinpoint localized wildfire risk and identify mitigation strategies to lower the propensity for loss.",
        "body": null
      },
      {
        "uri": "/2023/01/23/7-reasons-why-geospatial-based-property-ratings-should-replace-historical-territory-ratings/",
        "title": "7 reasons why geospatial-based property ratings should replace historical territory ratings",
        "byline": "Tammy Nichols Schwartz, CPCU",
        "kicker": "Commentary",
        "prettyDate": "January 23, 2023",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/01/USA-mArticle-202301201346.jpg",
          "width": "620",
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        "authors": [
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            "name": "Tammy Nichols Schwartz, CPCU"
          }
        ],
        "kickerNode": [
          {
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        ],
        "summary": "Decreased profits can stem from a lack of granular, accurate information about potential hazards and exposure to loss at each insured location.",
        "body": null
      }
    ]
  }
}