[caption id="attachment_123522" align="alignleft" width="620"] Cyber insurance has become more accessible and affordable, resulting in the increased adoption of SMB cyber insurance, according to online cyber insurance marketplace CyberPolicy. (Photo: Shutterstock)[/caption] Businesses today can't properly function without technology. But as recent events have shown, technology, when in the wrong hands, can run a business into the ground. Though coverage of cyber attacks tends to focus on bigger stories like Facebook's recent security breach, in actuality, individuals and businesses of all sizes are susceptible to an attack. In particular, small and medium-sized (SMB) businesses are often most at risk due to their limited resources in terms of finances, employee training and more. Fortunately for such businesses, cyber insurance has become more accessible and affordable, resulting in the increased adoption of SMB cyber insurance, according to online cyber insurance marketplace CyberPolicy. According to its recent report, 2018 State of SMB Cyber Insurance Report, there was a 58% increase in growth of policies sold in the third quarter of 2018. Staying ahead of cybercriminals will be a daunting task as their attacks become more sophisticated. Cyber insurance offers greater protection to businesses looking to limit their risk exposure, so it's no surprise that cyber insurance continues to be rapidly adopted. The following are five trends driving small business cyber insurance market growth, according to CyberPolicy. Related: 57 million Americans own a side business, yet most lack insurance