Due to a higher likelihood of being involved in fatal crashes, men pay more for auto insurance than women in most U.S. states, according to a report by Zebra.
For nearly every year from 1975 to 2022, the number of male crash deaths was more than twice the number of female crash deaths, the data showed, resulting in men now paying more for car insurance in 38 states.
“Back in 2018, women paid an average of $10 more nationally for car insurance,” Zebra said in the study. “Now, in 2025, they pay about $33 dollars less. “
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Joe Toppe
Joe Toppe serves as managing editor of PropertyCasualty360.com. Joe is also a father of three, an author, and longtime lover of baseball.
