Whether an employee is working from home, a different location or on the road as a digital nomad, employers typically provide the same workers’ compensation coverage for their remote employees as they do for on-site staff, according to Rippling.

The workers' comp insurance market in the U.S. is projected to reach $56.7 billion in 2025, with the potential for an uptick in costs despite a softer market.

Data compiled by Risk Strategies shows wage inflation, reduced rates and increased size of primary claims could lead to premium increases.
Wage inflation rose 4.8% from March 2023 to March 2024, according to Risk Strategies, while some states reduced workers' comp rates. At the same time, the National Council on Compensation Insurance (NCCI) increased the size of primary claims to up to $18,000.

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Joe Toppe

Joe Toppe serves as managing editor of PropertyCasualty360.com. Joe is also a father of three, an author, and longtime lover of baseball.