Credit: velimir/Adobe Stock

Bad credit scores can force U.S. drivers to pay more for insurance coverage than those with better credit despite having identical driving records, according to a recent study by The Zebra.

Nationally, drivers with exceptional credit scores (823 and above) pay just $1,673 per year, the data showed, while drivers with poor credit scores (under 523) pay an average of $6,254 a year for their car insurance, marking an increase of $4,581 every year, or 273%, for having a bad credit score.

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Joe Toppe

Joe Toppe serves as managing editor of PropertyCasualty360.com. Joe is also a father of three, an author, and longtime lover of baseball.