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Insurance companies are tightening requirements and asking consumers to meet higher safety standards before receiving coverage, according to one broker executive recently interviewed by PropertyCasualty360.com.

Kevin Daley is president and private client leader at EPIC Insurance Brokers & Consultants. PropertyCasualty360.com spoke with Daley about the increasing requirements and what to expect from insurers in 2025 and a beyond. While carriers emphasize high-risk states like California, Texas and Florida, property owners everywhere now must take responsibility for risk management by implementing fireproofing measures, eliminating combustibles and investing in advanced mitigation systems, Daley said.

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Joe Toppe

Joe Toppe serves as managing editor of PropertyCasualty360.com. Joe is also a father of three, an author, and longtime lover of baseball.