The lawsuit, filed on Nov. 4 in Massachusetts Superior Court in Suffolk County, claimed insurers are allowed to refuse coverage collision under General Laws Chapter 175, Section 113H in the following six instances:

A vehicle owned or usually driven by a person who has been convicted of vehicular homicide, insurance fraud or motor vehicle theft within the past five years.
A vehicle owned or usually driven by a person who has lied while making a claim under their policy in the past five years.
A vehicle owned or usually driven by a person who has been more than 50% at fault for four or more accidents in the within three years before the effective date of the policy.
A vehicle owned or usually driven by a person convicted of driving under the influence of alcohol and drugs within the past three years.
A vehicle that has been issued a salvage title.
A high-theft vehicle lacking the minimum auto theft or auto recovery device recommended by the commissioner of insurance.

The named plaintiff, Danielle Gondola, claimed she was denied insurance coverage despite not falling into any of the exceptions stipulated by Massachusetts law.

Special Reports /

Class action alleges Progressive unlawfully denied collision coverage

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