Since 2021, the average pet insurance claim has seen costs increase 17.5%, according to Embrace Pet Insurance, which reported that pet owners in Washington D.C. saw a nation's leading average claims cost of $592 during the first quarter of 2024.
Other states that saw higher-than-average pet insurance claims costs included California ($519), Washington State ($498), Massachusetts ($482) and Connecticut ($481).
Embrace reported the national average claim cost was $449, while Spot Pet Insurance saw a national average of $419.
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