Each year, hail is responsible for more than $1 billion in property damage across the U.S., with the Midwest and Great Plains states seeing the bulk of that damage, according to
Insurify.com. Much like other
secondary perils, damage from hailstorms has become increasingly severe in recent years. For example,
State Farm saw a total of $3.5 billion in claims paid to cover damage caused by hail. Around $2.9 billion of that total went to cover home insurance claims, while $600 million covered claims against State Farm auto policies, the company reported. When it comes to repairing a hail-dented car, the cost can range from $30 to more than $300 per dent, according to Insurify, which noted the average total cost is around $3,000. Typically full coverage auto will pay for these repairs. While spring weather and the hail storms accompanying it are still a few months off, State Farm noted that now is the time to review your coverages with an agent or broker.
The above slideshow ranks the states that are most vulnerable to hail damage, according to Insurify. To determine the uninsured hail risk score, Insurify looked at each state's population, its frequency of hail events, the anticipated financial impact of the damages and the proportion of drivers within the state who carry adequate insurance coverage for such losses. Related: