The insured’s facility is used for cannabis product production, which requires a clean environment. Will an extra expense provision cover the cleaning expenses? Credit: AP Photo/Seth Wenig The insured’s facility is used for cannabis product production, which requires a clean environment. Will an extra expense provision cover the cleaning expenses? Credit: AP Photo/Seth Wenig

PC360 editor’s note: Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions.

ServPro cleaned the ceiling of a large room after a fire. The ceiling belongs to the landlord who did not file a claim. The rest of the room is covered by the insurance policy for the tenant. I want to cover the cost of the cleaning under the extra expense provisions of the tenant’s policy because the tenant could not resume operations until the ceiling was cleaned. 

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