Insurance carriers analyzing whether cooperation or notice clauses have been breached must conduct a detailed analysis of the particular requirements of the applicable jurisdiction to determine the rule and the exceptions. Photo: Andrey/Adobe Stock
Denying insurance coverage is a high-stakes decision with potentially significant consequences for insurers and policyholders. This decision demands an even greater degree of prudence if an insurer denies coverage due to a policyholder's breach of a condition precedent to coverage.
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